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The main purpose of a will is to direct where your assets will go after you die, but it can also be used to instruct your heirs how to pay your debts. While generally heirs cannot inherit debt, debt can reduce what they receive. Spelling out how debt should be paid can help your heirs. If someone dies with outstanding debt, the executor is responsible for making sure those debts are paid. This may require

February is American Heart Month! Heart disease is the leading cause of death for both men and women in the United States. Diet, exercise, meditation and heart health awareness is crucial — and in our busy lives we all need a reminder to take time for self-care. Your health is holistic – body and mind. What if you were no longer able to make medical decisions for yourself, who would you trust with your health

The ongoing partial government shutdown that started December 22, 2018, poses numerous threats to people with disabilities, but the most immediate impact is on those who rely on the federal government for help paying their rent. Advocates are warning of mass evictions and damage to local economies. First, to allay the concerns of many, we should point out that the shutdown has no immediate impact on federal health care programs (such as Medicaid, Medicare or

For some people with disabilities, homeownership may present a uniquely empowering opportunity. But for many others, purchasing a home through a special needs trust may be in the beneficiary’s best interests. Homeownership comes with many pitfalls and responsibilities. Buying a home through a special needs trust, rather than directly by the beneficiary or a family member, provides additional protections against creditors and allows for increased flexibility when selling the property, since the assets are maintained with

When personal injury lawsuits are settled, the underlying settlement figure may be less than initially meets the eye due to the deduction of attorneys’ fees, expenses and other costs. To ensure the resulting settlement best protects the plaintiff’s long-term financial interests, as well as their health and quality of life, numerous factors must be considered. Although far from an exhaustive list, here are five key questions that should be answered before settling a personal injury